Product Manager - Deposit Payments Team(m/f/d)

Permanent employee, Full-time · Berlin

Team

As the Product Manager for Deposit Payments at Raisin you will help us to build our deposit marketplace, enabling customers to place deposits at market leading interest rates and our partner banks to collect the retail deposits they need to power their credit businesses.

As a member of our Deposits Tribe, you will be a key player in Raisin’s core business line as we continue to scale our deposits business. Reporting to the Head of Product for Deposits, you will lead a cross-functional team delivering solutions which enable the seamless orchestration of hundreds of millions of euros daily between our customers and partner banks.

Your Responsibilities

Product at Raisin requires a broad set of soft and hard skills. While every day is different we see the following as a useful guide as to what to expect

You will be the go-to expert for your product and know how company-level business results are influenced by your product. 

You will lead the iterative refinement of major customer- or business- product problems in your product.  You express clearly their value and success criteria, and you call out risks, dependencies and assumptions to qualify.  You exhibit accountability for outcomes, not just output.

You will foster the habit of working with data, and you improve the availability of data.

You will help to illuminate the (collective best guesses for) the most valuable and feasible path for the next 12 months.  You get buy-in and inspire your colleagues to help realize it.

You will author and make transparent quarterly OKRs and plans with your Engineering lead which have clear value and connection to strategy, ambition and realism, and seek buy-in from your team and stakeholders.

You will work excellently with your engineering and design colleagues.  You have a sufficient grasp of the best practices of these disciplines, and our implementations-that you can usually sketch coherent high-level solutions to product problems in various relevant software design artifacts which fundamentally stand up to critiques of your counterparts.

You will foster a team culture in which feedback is given and received willingly and continually incl. public praise and private, considerate learning opportunities. For you, failure is a shared outcome.

You will establish and maintain high-functioning communication channels between your team and all your stakeholder groups to maximise their and your effectiveness.  You understand their goals, jobs and pains.  You bring in the right people, at the right time, in the right way to topics, and convey complex topics, simply and effectively.

You will lead groups of cross-discipline colleagues through complexity and ambiguity to rapidly reach alignment and meaningful decisions.


Your Profile

Must haves:

  • 2+ years of Product Management experience

  • Experience leading a cross-functional team of engineers

Nice to haves:

  • Experience in banking and finance

  • Experience building distributed systems/microservices

  • Agile/scrum certified

Important attributes for this role:

You are analytical in nature (ideally with a bachelor degree, or previous experience in an analytical discipline)
Our Benefits
At Raisin we look out for each other and one of our top priorities is to create an open and friendly atmosphere where everyone feels welcome and comfortable. Our culture is primarily shaped by our dedicated team, which now includes more than 40 different nationalities. 

As part of the Raisin team you benefit from:   
  • A personal training budget of €1,700 and four training days per year.
  • Access to Babbel for continuous learning.
  • Always hungry? Snacks, daily fresh fruit and drinks are available to you in the office around the clock.
  • Flexible working hours, home office and 28 days of vacation per year. 
  • Discover more than 50+ different sports with Urban Sports Club: We subsidize your membership with over €20 per month.
  • A company pension scheme, which we support with 20%.
  • Do you miss driving to the office? The Germany Ticket takes you there, for which we subsidize €25 per month.
  • Are you moving here from another country or city to join us? We support your move with a flat rate for moving costs. 
About us

Raisin is the trailblazer in the savings and investment space. Founded in 2012, the fintech company started by opening the $95+ trillion deposits and investments market of the European Union, the United Kingdom and the United States to consumers. Today, Raisin serves more than one million customers in these three markets, offering savings products as well as investment and pension products. This makes the Berlin-based fintech one of the leading global savings and investments marketplaces. Savers get a wider choice of attractive products with the ability to move their money freely. In addition, financial service providers get best-in-class marketplace solutions for their customers, and banks get better access to retail funding. Raisin operates its own B2C marketplaces in Europe and the U.S. under the brands Raisin, WeltSparen and ZINSPILOT. 

In Germany, the company offers ETF-based investment and retirement products, Private Equity and Crypto investments, and savings products. Raisin works with over 400 banks and financial service providers from over 30 countries. Raisin has €50 billion AuA and generated over €1 billion in interest for its customers worldwide. Raisin is backed by renowned international investors such as b2venture, Deutsche Bank, Goldman Sachs, Greycroft, Headline, Index Ventures, Latitude Ventures, Orange Ventures, PayPal Ventures, Top Tier Capital Partners, Ribbit Capital, Vitruvian Partners and M&G. 

The company has offices in Berlin, Frankfurt, Hamburg, Madrid, Manchester, Munich and New York.

We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, or gender identity.
Your application
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