Team
The Customer Payments Team ensures that customers can seamlessly fund their investments and withdraw their money with confidence. By managing the flow of payments on the Raisin platform, the team makes sure transactions are processed smoothly, securely, and transparently.
Customer Payments is responsible for routing all payments through the transaction account while maintaining a transparent, efficient, and timely process for customers. Given its central function, the team collaborates closely with various departments across Raisin, providing essential funding capabilities through internal interfaces that support a wide range of business needs.
Your Responsibilities
This Junior Product Manager role is a unique opportunity to play a leading role in a team owning a critical platform service within Raisin’s core business. Partnering with an experienced Engineering Lead and supported by your senior, you will define and deliver the product and infrastructure that power these efforts.
Lead with impact – Guide a cross-functional team through complexity and ambiguity, driving alignment and enabling meaningful, data-informed decisions.
Full product ownership – Become the go-to expert for your product, managing it end-to-end: from ideation to delivery, performance tracking, and assessing its business impact at a company-wide level.
Deep product understanding – Gain a comprehensive view of your product’s strengths, pain points, and opportunities for improvement, working to refine and optimize it with an iterative approach.
Strategic refinement – With support from Senior Product Manager, define clear success criteria, articulate product value, and proactively identify risks, dependencies, and key assumptions.
Roadmap development – Work closely with your Product and Engineering Tribe Leads to define a valuable and feasible roadmap for your team, ensuring buy-in and inspiring collaboration.
Foster a strong team culture – Create an environment where feedback is actively given and received, celebrating successes publicly while using setbacks as learning opportunities. For you, failure is not individual—it’s a shared experience from which the team grows.
Your Profile
Must Haves:
You hold a Bachelor’s degree (or have equivalent experience) and have at least two years of experience working on technology products in product-adjacent areas such as development, operations, analytics, or design.
Fast learner – You quickly absorb complexity and distill it into simplicity, identifying solutions to challenging problems and determining the best course of action.
Strong business acumen – You enjoy analyzing how a business operates, identifying areas for improvement, and developing product or technical solutions to enhance efficiency.
Operational expertise – You excel in facilitating processes within cross-functional teams and thrive in an operationally complex environment, with mentorship support.
Analytical mindset – You dive deep into data, think from first principles, and make well-informed decisions based on insights.
Clear and effective communicator – You have a high attention to detail and excel in both written and spoken communication, ensuring clarity and precision.
Results-driven – You are proactive and adaptable, willing to do what it takes to execute complex projects successfully.
Key attributes for this role:
Join our mission, join our team - and grow with us!
At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, which, connects more than 40 different nationalities.
You'll find us in our modern and open office in the trendy Kreuzberg district with a view of the Spree River, ideally connected to public transportation and surrounded by a variety of restaurants and shopping opportunities.
As part of our team, you will benefit from:
- Employee Development Budget of €2,000 and four full training days per year.
- Access to Babbel for continuous language learning.
- Hungry all the time? Snacks, daily fresh fruit as well as drinks provided at the office.
- Flexible working hours, home office and 28 vacation days.
- Enjoy more than 50+ different sports with Urban Sports Club: We subsidize your membership with more than €20 per month.
- Love cycling? With JobRad, lease the bike of your choice and enjoy tax savings, plus Raisin covers your monthly insurance costs.
- A company pension scheme (Betriebliche Altersvorsorge), which we support with 20%.
- Do you miss being in the office? The Deutschland Ticket gets you there, which we subsidize with €25 per month.
About us
Raisin is the trailblazer in the savings and investment space. Founded in 2012, the fintech company started by opening the $95+ trillion deposits and investments market of the European Union, the United Kingdom and the United States to consumers. Today, Raisin serves more than one million customers in these three markets, offering savings products as well as investment and pension products. This makes the Berlin-based fintech one of the leading global savings and investments marketplaces. Savers get a wider choice of attractive products with the ability to move their money freely. In addition, financial service providers get best-in-class marketplace solutions for their customers, and banks get better access to retail funding. Raisin operates its own B2C marketplaces in Europe and the U.S. under the brands Raisin, WeltSparen and ZINSPILOT.
In Germany, the company offers ETF-based investment and retirement products, Private Equity and Crypto investments, and savings products. Raisin works with over 400 banks and financial service providers from over 30 countries. Raisin has €50 billion AuA and generated over €1 billion in interest for its customers worldwide. Raisin is backed by renowned international investors such as b2venture, Deutsche Bank, Goldman Sachs, Greycroft, Headline, Index Ventures, Latitude Ventures, Orange Ventures, PayPal Ventures, Top Tier Capital Partners, Ribbit Capital, Vitruvian Partners and M&G.
The company has offices in Berlin, Frankfurt, Hamburg, Madrid, Manchester, Munich and New York.
We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, or gender identity.