At Raisin UK, our Risk & Compliance team is at the forefront of responsible innovation in the fintech space. As part of our second line of defence, we help ensure our savings platform operates safely, meets regulatory requirements, and upholds the trust of our partners and customers. We work closely with UK leadership while staying aligned with our global compliance framework—giving you both strategic exposure and real impact.

You’ll be joining a small, hands-on team where your contributions will be seen and valued. From shaping risk frameworks to staying ahead of regulatory change, we collaborate across all parts of the business to support our growth and maintain our integrity.

As Risk & Compliance Associate, you’ll play a central role in managing Raisin UK’s risk landscape and supporting our compliance monitoring. You'll help ensure our processes remain strong, scalable, and aligned with FCA requirements—while also having the chance to shape and improve how we operate.

Your key responsibilities will include:

Risk Management

• Support the execution and evolution of the UK Risk Management Framework through analysis, controls testing, monitoring, and reporting.
• Coordinate risk assessments for new products, commercial initiatives, and strategic projects.
• Maintain the firm’s risk register and support regular internal and external reporting.
• Handle operational risk event tracking and reporting to both UK and Group governance bodies.
• Enhance and deliver risk management information (MI) reporting, working closely with stakeholders across the business.
• Collaborate with the Group Risk team to embed global risk strategy at the UK level.

• Assist with regulatory monitoring processes and help interpret the changing UK and EU regulatory landscape.
• Conduct compliance reviews in line with the annual Compliance Monitoring Plan.
• Support the Head of UK Compliance in preparing and confirming regulatory reports.
• Participate in ad-hoc compliance projects or support them in a project coordination role.

We’re looking for an ambitious and detail-oriented early-career professional ready to take the next step in risk and compliance within a thriving fintech environment.

What you bring:

• 2–3 years of experience in risk management or compliance within financial services (banking, payments, or savings preferred).
• Professional certifications in risk or compliance (e.g. IRM, RIMS, ICA) are strongly preferred.
• A solid understanding of the UK regulatory environment (FCA) with awareness of EU frameworks as a plus.
• A self-starter mindset—able to manage priorities, meet deadlines, and deliver quality outcomes independently.
• Strong communication and relationship-building skills, with the confidence to influence and collaborate across teams.
• A passion for fintech, and the ambition to grow your career in a fast-paced and supportive environment.

At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, who are at the heart of our success.

As part of the Raisin UK team, you benefit from:  

• Employee Development Budget of £1,700 and 4 full training days per year.
• Access to Babbel for continuous learning.
• Always hungry? Breakfast, snacks, daily fresh fruit and drinks are at your disposal around the clock.
• We are hybrid working, we are in the office twice a week, giving the team the opportunity to collaborate and spend time together. Wednesday is our core day in the office. 
• We offer 28 days + Bank Holidays of holiday a year.
• One day birthday leave and gift voucher to celebrate your birthday.
• We offer you a company stakeholder pension with a minimum employer contribution of 5%.
• The opportunity to experience our annual retreats in exciting European cities and other team building events.